We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power

We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power

  • Downloads:5824
  • Type:Epub+TxT+PDF+Mobi
  • Create Date:2021-08-06 08:16:12
  • Update Date:2025-09-24
  • Status:finish
  • Author:Rachel Rodgers
  • ISBN:1400221625
  • Environment:PC/Android/iPhone/iPad/Kindle

Summary

Are you ready to fill your life with more peace, power, and joy?

We Should All Be Millionaires details a realistic, achievable, step-by-step path to creating the support, confidence, and plan you need to own your success and become the millionaire the world needs you to be。

Only 10 percent of the world’s millionaires are women, making it difficult for women to wield the economic power that will create lasting equality。 Whatever is stopping you from having seven figures in the bank—whether it’s shaky confidence, knowledge gaps when it comes to wealth building tactics, imposter syndrome, a janky mindset about money (it’s okay, we’ve all been there!), or simply not knowing where to begin—this book shows you how to clear every obstacle in your way, show up, and glow up。

We Should All Be Millionaires will forever change the way you think about money and your ability to earn it。

In this book, Rachel Rodgers— a Black woman, mother of four, attorney, business owner, and self-made millionaire— shares the lessons she’s learned both in her own journey to wealth and in coaching hundreds of women through their own journeys to seven figures。

Inside, you’ll learn:


Why earning more money is not “selfish” or “greedy” but in fact, a revolutionary act that brings the economy into balance and creates a better world for all。
Why most of the financial advice you’ve heard in the past (like “skip your daily latte to save money”) is absolute, patriarchal nonsense。
An eye-opening history lesson on how women and people of color have been shut out of the ability to build wealth for centuries—and how we can fix this。
How to stop making broke-ass decisions that leave you feeling emotionally and financially depleted and start making million-dollar decisions instead。
Why aiming to earn $100K per year is not enough, and why you need to be setting your goals much higher。
Strategies to bring more money in the door and fatten your bank account immediately。 (Including Rodgers’$10K in 10 Days Challenge which hundreds of women have completed—with incredible results。)
It’s time to construct an entirely new attitude about money, claim your power, and build the financial security that you need and deserve — so you can stop just surviving, and start thriving。 Let’s begin。

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Reviews

Melinda

The beginning and middle is a bit blah nothing too earth shattering。 BUT the end gets really good。 Very motivating and empowering。

Kari

I'm halfway through。 I saw it on a list of recommended books this year or something, and decided to pick it up, at least partly in comparison with the books on the list that I definitely chose not to read。 I might just skim the rest? I'm pondering that。Be aware of the language (plenty of books give the same advice this book does--in fact, I think all the books that could be called useful in this arena give the same advice--but many of those books don't use the amount of language that would tradi I'm halfway through。 I saw it on a list of recommended books this year or something, and decided to pick it up, at least partly in comparison with the books on the list that I definitely chose not to read。 I might just skim the rest? I'm pondering that。Be aware of the language (plenty of books give the same advice this book does--in fact, I think all the books that could be called useful in this arena give the same advice--but many of those books don't use the amount of language that would traditionally be called vulgar nearly as much as this book does, although I know some do)。 And it's good to read Rachel's stories (like having gone through paying a lot of money and putting a ton of time into doing her best with some specific business communities etc。 and then the disappointing, angering results she got) so you know where she's coming from。 It might also be useful, maybe especially as time goes on, as a book reflecting the state of minorities' economics, politics, etc。 in 2021。 This book goes right along with the most current vocabulary and ideas that are being spoken about in business, the news, family life, and other places。 And I think you have to put Rachel's stories with the current state of the world in order to really understand where she's coming from。 Because。。。In the past, for some number of decades or centuries, including the one in which my own parents were raised (thus gaining the vocabulary and ideas that they raised me with), the fact that you might decide to put a lot money and a ton of time into doing your best with some specific community and then get disappointing, angering results is known as "a thing that can happen to anyone, and often does。" And yes, I'm white, and yes, it happens, and yes, it's happened to people of all colors in the past, and I was taught that each individual will decide, with or without having gone through experiences like that themselves, how much and how often they want to put themselves in situations where that might happen。 But I think that if you know the most current state of things in 2021, reading this book is definitely set up to go along with the understanding that many people have--that this happens to minorities in the U。S。 and doesn't really happen to whites, for example。 However, in another 25 or 45 years, who knows what the understanding of a situation like this might be among some or all groups living in the U。S。 or the world, and if that were to happen, I'm not sure that anyone reading this book would even really pick up on how big a deal all this is right now。。。and whether they did or not, I don't know if anyone would see things the way Rachel and many like her do now。 I know my own ancestors 100 years ago, and 300 years ago, would have looked at her story and said something like, "Yeah, that's happened to me or others I know or have heard of。 But it's not correlated to my skin color as much as I think you think it is。" So I just get the feeling that this book will be dated before too long。 She knows her audience and is speaking right to them, and I know that I'm not so much her audience。 But I'm not even sure if her audience would still be her audience in another decade or two。 (On that note, I'm getting a few more thoughts about how perhaps other books that have given this advice in the past somehow may really have seemed to people who "were not white" as though they didn't and couldn't apply to them。 To me, the tone of the books I have read, that have not been trying to be current and trendy and extremely cutting-edge like this one, have seemed to be written such that they would apply to anyone。)Lastly, of course Rachel's own goals, worldview and cheerleading influence this book。 And I'm sure there are at least some who would look at me and my goals and worldview and say something like, "Well, if you realize that you and she don't want the same things, then just go away and don't mention your opinion。" But in case there are those, like me, who might read the book thinking that it's possible to want and attain to many of the things she wants and has attained to, and wants for others, and also want and attain to the things that she doesn't want and is rejecting, I would give a heads-up for sentences like this: "My daughter is a master negotiator。 She gets it from her mama。 Unfortunately, her preferred negotiation tactic is The Guilt Trip。 She'll stop by my home office while I am knee-deep in a pile of work, intensely focused。。。and say: 'Are you still working? I wish you had time to play with me。' What an adorable pain in the --。"I suppose perhaps reading this book and seeing Rachel's whole paradigm for life, as much as it might be revealed through this book, is my summer 2021 education into the idea of a child speaking this way and her mother responding to what she says in this way, in terms of how what Mom wants and is working toward is all positives with no negatives, and thinking about your own child this way is part of the package of being a woman who wants and will attain to any and all positives in Rachel's vision。 But I must say that I subscribe (and I'm a couple years younger than Rachel) to an "old," "conservative" paradigm that says, first, that a child who speaks this way is in no way attempting to guilt trip a parent (unless perhaps the parent absolutely knows the child has discovered this might be a way to try to manipulate), but rather is expressing indirectly a real need that any child has, and any adult could have, that will need to be met in order for that child to be healthy, however the child's parent or guardian may choose to meet it; and second, that someone who does what Rachel is doing in this example, and who responds this way in her thoughts, words or actions, to a child who does what Rachel's child is doing in this example, is actually a person who's not fully educated yet, and responds the way she does to children because her education is lacking--and that's aside from any discussion about how a mother "naturally" "should" feel toward and respond to her own child, even if she would respond differently to a child, or any human, who isn't hers, or isn't a relation--and that any mother who learns to do what Rachel apparently does because she learned it from Rachel is actively tearing down society with her bare hands。 So through this example, and possibly a couple more I read, my take-away is that Rachel is someone who's useful to know so that I understand that she's really a person I wouldn't get along with well, and if there's anything I disagree with her about, I don't need to feel bad that I disagree, and I can make sure to do the opposite of what she's doing, and try to tell others who might learn from her that there are certain things they shouldn't copy。 Madam C。J。 Walker seems to be a person who was quite worthy of respect and emulation (yes, I'd heard of her before and I'm glad enough she gets an introduction here), but I'm not sure that she would look at every person who's trying to emulate her these days and agree with what they're doing。 。。。more

Rebekah Paris

Definitely a book I could read over and over again。

Ginger Bensman

My daughters' expressed such great enthusiasm for this book that I was eager to read it both for myself, and to help me appreciate all the changes they are making these days in their personal lives and careers。 Sure enough, I found all the head slapping "wows" and "of courses!", and the "How is is possibles I'm just now learning/realizing that this is the way things are?!" that they were raving about。I read Wayne Dyer and Norman Vincent Peale in my twenties and came away inspired, but Rachel Rod My daughters' expressed such great enthusiasm for this book that I was eager to read it both for myself, and to help me appreciate all the changes they are making these days in their personal lives and careers。 Sure enough, I found all the head slapping "wows" and "of courses!", and the "How is is possibles I'm just now learning/realizing that this is the way things are?!" that they were raving about。I read Wayne Dyer and Norman Vincent Peale in my twenties and came away inspired, but Rachel Rodgers is unapologetically feminist, and she addresses women ( particularly women of color) and the realities we all face today。 And she's practical, no pie-in-the-sky pep talks。 There are pep talks, but they come with strategies to help the reader identify and implement her goals。 This book should be required reading for young women in high school and college。 。。。more

Carina Herrmann

I'm torn。 It's a needed plea for women to earn more money and especially valuable coming from a black female business owner。 So it deserves five stars on that alone。Maybe coming from Germany it's a different setting but reading in her chapter about asking for what you're worth as a women when applying for a job and right after it reading about how cheap it is to hire help - by paying her PA $20 an hour?? That really put me off。 It might be double the minimum wage in the US, but it still is very I'm torn。 It's a needed plea for women to earn more money and especially valuable coming from a black female business owner。 So it deserves five stars on that alone。Maybe coming from Germany it's a different setting but reading in her chapter about asking for what you're worth as a women when applying for a job and right after it reading about how cheap it is to hire help - by paying her PA $20 an hour?? That really put me off。 It might be double the minimum wage in the US, but it still is very low from my point of view。I was also expecting a little bit more 'hands on advice' but the most part is Rachels story, which is very interesting to read and inspiring to follow。。。 but less 'how to' than I was expecting。 The 10k-in-10days-challenge towards the end was what I was hoping to read more of, but I think that's reserved for her membership area。 Fair enough。 。。。more

Sandy Kelsey

This is a great “how to” book! I especially appreciate the quotes at the beginning of each chapter as well as the summary at the end of each chapter。 The step by step in what to do is useful and helpful。 The writing style makes it easy and interesting to read。

Gillian Jackson

Amazing Life Changing ReadI never thought I could be so inspired by one book。 Before I even finished it , I started making million dollar decisions。 I put an ad on Linkedin this morning for an assistant and have over 40 applicants already。 I did alot of soul searching and actually documenting all the things I did motivated me to get going on making more valuable use of my time。I am from Jamaica and so I dont think I can manage the $10000 challenge but gosh I'm excited to try。Amazing amazing amaz Amazing Life Changing ReadI never thought I could be so inspired by one book。 Before I even finished it , I started making million dollar decisions。 I put an ad on Linkedin this morning for an assistant and have over 40 applicants already。 I did alot of soul searching and actually documenting all the things I did motivated me to get going on making more valuable use of my time。I am from Jamaica and so I dont think I can manage the $10000 challenge but gosh I'm excited to try。Amazing amazing amazing。 。。。more

Reneé

I enjoyed this book a lot more than I thought I would。 It was a breath of fresh air from all the financial books that simply tell you to save every penny, don’t do anything nice for yourself, and invest in evil but prosperous companies。 This book actually said nothing about investing and was absent of most of the typical financial jargon。 Instead, the book focused on explaining why women and specifically women of color have the emotional relationships we do with money and how systems work to kee I enjoyed this book a lot more than I thought I would。 It was a breath of fresh air from all the financial books that simply tell you to save every penny, don’t do anything nice for yourself, and invest in evil but prosperous companies。 This book actually said nothing about investing and was absent of most of the typical financial jargon。 Instead, the book focused on explaining why women and specifically women of color have the emotional relationships we do with money and how systems work to keep us making less。 I found the statistics she brought up to be fascinating and her examples of alternative mindsets to be super helpful。 It seemed like every time I had a question about a topic she was speaking on, further reading answered my question。 I loved the emphasis on using wealth to help other by means of giving to others, mentoring future leaders, and empowering others to achieve their goals。 I now find myself thinking about money in terms of earning potential and abundance rather than scarcity。 I feel excited to put some of her tips to good use! 。。。more

Dawn

I really loved this book。 There were so many great tips about how to stop making BAD (Broke Ass Decisions), how to reframe how you look at yourself and your capabilities and how to use your money as a tool to make more money。 Her story was inspiring, I enjoyed learning about her rise to wealth and how she corrected her mistakes along the way。 I do feel that the book is more useful for those who already have their own business or side hustle, but still had some nuggets others can pull from。 4 sta I really loved this book。 There were so many great tips about how to stop making BAD (Broke Ass Decisions), how to reframe how you look at yourself and your capabilities and how to use your money as a tool to make more money。 Her story was inspiring, I enjoyed learning about her rise to wealth and how she corrected her mistakes along the way。 I do feel that the book is more useful for those who already have their own business or side hustle, but still had some nuggets others can pull from。 4 stars。 。。。more

Liz Phelan

Loved the audible so much bought the hardback too。

Mattia

I am honestly shocked by how much I liked this book, based on how I rolled my eyes when I first heard the title。 However, this is a no-bullshit, intersectional book with a really solid overview of some of the ways that race and gender impact earnings。 White people should read it for the Black history in it that they very likely haven't learned, and while it's obviously upsetting, it's not presented in all the triggering details that full books on the topic tend to be。The basic premise is that wo I am honestly shocked by how much I liked this book, based on how I rolled my eyes when I first heard the title。 However, this is a no-bullshit, intersectional book with a really solid overview of some of the ways that race and gender impact earnings。 White people should read it for the Black history in it that they very likely haven't learned, and while it's obviously upsetting, it's not presented in all the triggering details that full books on the topic tend to be。The basic premise is that women, and especially women of color, should have a million dollars in assets and/or earnings to build generational wealth。 That's just a house, in many big cities of America。 We KNOW that legislation will not save us from wealth inequality。 My favorite idea in the book is that women being told to scrimp and save is not only sexist but the slowest possible way to reach financial goals。 Just make more money! And she puts it in a way that makes sense and isn't just ignoring all societal factors。I'm non-binary, but this book was so intersectional that I didn't even find myself feeling excluded or ignored。 She mentions non-binary people specifically a few times, and while the book is overall aimed at women, it's not full of a bunch of gender essentialist nonsense。 AND I didn't spot any exhortations to lose weight, which are an almost ubiquitous part in self-help。 It's even disability-friendly, overall。 The only thing I truly missed was a bit more socio-economic theory, but that's just me being a nerd。 。。。more

Adriana

I liked the premise。 It is motivating and challenged my mindset about income generation vs penny pinching。HOWEVER the writing style was not for me。 Too much swearing devised to appeal to us, women of minorities。Well, I’m here to say that a book can be inspiring and appealing to women of color without every other sentence needing to say “b!tch please” or “dumb@ss”。

Tayloria Grant

All the M's and More! From mindset to money motivation to motion to millionaire。 Thank you Rachel for sharing your relatable and inspiring story! I appreciated the practical steps to start making million dollar decisions。 As a black female entrepreneur, as well as the other 'hats' I wear, you have motivated me to push forward even more。 Yes, "we should all be millionaires"。。。 and I can join the ranks too! All the M's and More! From mindset to money motivation to motion to millionaire。 Thank you Rachel for sharing your relatable and inspiring story! I appreciated the practical steps to start making million dollar decisions。 As a black female entrepreneur, as well as the other 'hats' I wear, you have motivated me to push forward even more。 Yes, "we should all be millionaires"。。。 and I can join the ranks too! 。。。more

Sarah

Easy to read and it kind of feels like a friend talking to a friend。 Not condescending, and easy to follow steps and tips。

Brandy

It took me a long time to read - her anger stressed me out! Other than that, I really enjoyed the book and definitely want to join her program。

Tara

I LOVED this book。 I really LOVED this book。 Rachel Rodgers is refreshing and unashamed and she cuts to the heart of the issue and unwinds thinking about money, giving insight to you in delightfully sassy and frank chapters。 "Money also creates power by giving us autonomy。 When we have money, we can make decisions that improve our quality of life and the lives of others without needing anyone else to weigh in。 When we have wealth, we can be independent and make our own decisions。" I thought this I LOVED this book。 I really LOVED this book。 Rachel Rodgers is refreshing and unashamed and she cuts to the heart of the issue and unwinds thinking about money, giving insight to you in delightfully sassy and frank chapters。 "Money also creates power by giving us autonomy。 When we have money, we can make decisions that improve our quality of life and the lives of others without needing anyone else to weigh in。 When we have wealth, we can be independent and make our own decisions。" I thought this book was really inspiring and down to earth -- kind of like grabbing coffee with girlfriends and discussing plans。 I mean, seriously, she's so funny。 "Screw the thigh gap, let’s talk about some other gaps: white women make 79 cents compared to a dollar made by a white man, and Black women make 62 cents。1 Sixty-two cents, y’all!" I enjoyed this book tremendously and thought it was well written。5/5 stars 。。。more

Pooja Dixit

So inspiringThis book has inspired me a great deal and I hope to keep reading it over and over for clarity and motivation!

Emery Olson

Changed my life! I have bought several copies for friends and I share this book whenever I can。 Right book at the right time - helped me rethink my scarcity mindset。

Mo Franklin

This Wall Street Journal bestseller addresses how women, particularly women of color, think about earning money。 The author is a CEO, lawyer and mom who runs a business that helps women meet their full earning potential without sacrificing their family time or self-care。 I particularly appreciated the practical advice on things one can do to earn more in the short-term。 Definitely a must-read for female entrepreneurs。

Julia Larimar

This book was helpful in reframing mindset around money。 Really easy to read because she writes in a very conversational style。 If you're working on becoming more entrepreneurial and financially empowered, this book is for you。 Rodgers provides statistics to help you think about the current status and role of women within a capitalistic state, and gives tips on how to rise above obstacles within it。 The book is also a pitch of sorts for her consulting business and 7-figure club。 Great for those This book was helpful in reframing mindset around money。 Really easy to read because she writes in a very conversational style。 If you're working on becoming more entrepreneurial and financially empowered, this book is for you。 Rodgers provides statistics to help you think about the current status and role of women within a capitalistic state, and gives tips on how to rise above obstacles within it。 The book is also a pitch of sorts for her consulting business and 7-figure club。 Great for those who have not begun thinking about how to increase their financial standing -or- are tired of hearing from white men how to do so。 。。。more

This Feral Housewife

Nicely done book。 Written in a voice of friendship and understanding。 She honestly tries to make it easy for everyone to understand her views and points。

Jess Macallan

4。5 stars

Amber

Overall this was a great financial book with great messages for women。 I love all the mindset switches, and the fact that it’s not about how to scrimp and budget, but instead focus on making more money。 The authors tone was friendly and there wasn’t a ton of jargon。 It’s definitely for entrepreneurs, though, so some of it was irrelevant to me。My main critique is that I wish she had said some words of caution against MLMs。 Way too many women are scammed into the idea that MLMs are entrepreneurial Overall this was a great financial book with great messages for women。 I love all the mindset switches, and the fact that it’s not about how to scrimp and budget, but instead focus on making more money。 The authors tone was friendly and there wasn’t a ton of jargon。 It’s definitely for entrepreneurs, though, so some of it was irrelevant to me。My main critique is that I wish she had said some words of caution against MLMs。 Way too many women are scammed into the idea that MLMs are entrepreneurial, when they are scams and not ways to become a millionaire for the vast majority of people who sink money into them。 It’s tragic to see these scams happen to women around me, as the DMs from people I barely know get more and more desperate。 I could see someone who is been sucked into an MLM scam see some of the things in this book as validation that they’re on the right track。 Specifically: community is important, and sometimes you have to sink money into something in order to make more money。 I believe those things are true for entrepreneurs, but used to scam women into MLMs。Overall, I really loved this book though。 Again, the mindset shifts alone were worth the read to me, even if not all of it was relevant。Edit to add: I’m just now noticing that all over the book it says that it’s a “step by step guide to making more money。” It is not。 It’s a collection of mindset shifts, and lots of tips。 A step by step guide would be “first this, then this。” Which this book is not。 So don’t expect a step by step guide! 。。。more

Ingrid Y。 Ascencio

A must read for every woman in the world I absolutely love her unapologetic and practical guidance to all the nuisances that take to set up the journey to making money。 There’s strategy, mindset, relationships, relatable life experiences and much more packed in this valuable book。 Highly highly recommended!!!!

Gail Gallagher

I binged this book on audiobook。 What I love about this book is there is a lot of straight forward advice in addition to money mindset stuff such as raising rates by taking your ideal number/ goal and adding 30% to that goal。 This book has a healthy mix of encouragement, practical advice for growing a business, while also acknowledging systemic racism and obstacles the author encountered on her journey。

Guerry Sisters

5 stars!Thank you to NetGalley, Harper Collins Leadership, and Rachel Rodgers for the gifted copy of We Should All Be Millionaires in exchange for an honest review。 I LOVED this book, and highly recommend all women read this book!How many books about money are written for women? Very, very few!!! As women, we aren't always taught to aspire for more, or to believe that we have value when it comes to money。 Rachel Rodgers does a fabulous job with this book!I actually picked this book up after seei 5 stars!Thank you to NetGalley, Harper Collins Leadership, and Rachel Rodgers for the gifted copy of We Should All Be Millionaires in exchange for an honest review。 I LOVED this book, and highly recommend all women read this book!How many books about money are written for women? Very, very few!!! As women, we aren't always taught to aspire for more, or to believe that we have value when it comes to money。 Rachel Rodgers does a fabulous job with this book!I actually picked this book up after seeing Rachel do an interview with Gabby Bernstein。 The book really intrigued me。 I also feel like Rachel would be an amazing speaker to see live!Things I love about this book:-The empowering messages that women should aspire for more financially。 As women, we are not always taught to believe that we can make money or that we are worth making money!-A finance book for women! This is reason alone to pick this book up!-A book about money for women of every race and ethnicity! Rachel's story is very empowering!-Tangible advice throughout the whole book! Ideas to think about, things to start doing with your current finances, websites, and resources - this book has a lot of information you can take away from it!As with any personal development book, I think you can take things with you that speak to you, and leave what doesn't! I honestly think every woman can take things away from this book! There are so many inspiring messages! Highly Recommend! 。。。more

Megan

Loved her teaching to level up。 To believe in you。 And to believe in your ability to see success。

Qualia

This is the best book I’ve listened to all year。 It felt like it was recommended to me at the exact moment I needed it, and everything Rodgers recommended throughout her book felt like it was giving me a personal game plan and encouragement to succeed。 I want to give this book to all my girlfriends!

Heather

I felt embarrassed buying this book but I am so happy I read it。 I laughed out loud multiple times。 I recognized myself。 I might re-read it right now。 Rodgers: "We talk to our sons about making and investing money and to our daughters about saving and being careful with money。" Also: "When women tell me money is not that important to them, more often than not, they are using their lack of concern about money as a defense mechanism。" And "Women do the lion's share of visible and invisible domesti I felt embarrassed buying this book but I am so happy I read it。 I laughed out loud multiple times。 I recognized myself。 I might re-read it right now。 Rodgers: "We talk to our sons about making and investing money and to our daughters about saving and being careful with money。" Also: "When women tell me money is not that important to them, more often than not, they are using their lack of concern about money as a defense mechanism。" And "Women do the lion's share of visible and invisible domestic labor, and this gets in the way of our ability to build wealth。" 。。。more

Candice Guillory

Loved her energy and the history of woman and money! Will reread again。